Dear Jagdish,Nandu,Ashwini,Anand,Surendra,Nasir and Hemant..Thanks a ton for your comments--some of them were sent directly to my mail id. I appreciate your engagement.

And Mr.Pandit...I fully endorse your views .Yes,Maslow did think hierarchically higher needs are addressed only after the lower ones are satisfied..but in real life you have many notable exceptions that don't follow this path. Another observation I have--more related to countries such as ours--where individuals slide down in the need hierarchy after retiring from economically active lives!That's a pity-able truth as well.If need be,let's explore further.And thanks for your time and effort..Cheers...Abhay